Insurances

German-Iranian Chamber of Industry and Commerce has cooperation agreements with renowned insurance companies.

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AHK Iran offers the member companies the following types of insurance with special discounts and conditions:

Travel insurance

The travel health insurance serves the financial security of treatment costs, which can develop by a sudden illness or by an accident with a foreign stay. Such insurance can be used to insure your holiday or professional stay abroad.

 

  • Saman: 20% off
  • Asia: 25% off

Accident insurance

Private accident insurance makes sense for everyone. This closes the gap to statutory accident insurance, which protects you against accidents on your way to work, for example. However, the statutory accident insurance does not cover accidents that occur in your free time. However, private accident insurance also covers these accidents.

Life insurance

Life insurance provides capital sums or pensions in the event of certain events such as death, retirement (pension, annuity), marriage (wedding). Life insurance acts as a financial survivor's insurance in the event of the death of the insured person, private (supplementary) pension or old-age provision, financial security for the future, accumulation of assets, credit security (for Eurocredit and foreign currency credit).

Health insurance

Statutory health insurance covers illness, incapacity for work as a result of illness and maternity. Statutory health insurance, like private health insurance, provides either cash benefits (sick pay, weekly allowance) or benefits in kind, such as institutional or home health care. In the case of medical treatment, the insured person can choose between a contract doctor or an elective doctor.

CAR insurance

Contractors All Risks (CAR) insurance is a non-standardized insurance policy that covers property damage and liability, the two primary types of risks in construction projects. Property damage can include improper construction, damage incurred during renovation, and damage to temporary works performed on site. Third parties, including subcontractors, may also be injured during on-site work. Motor insurance not only covers the associated risks, but also bridges these two types of risks into a common policy aimed at closing the gap between the exclusions that would otherwise exist if separate insurances were used.

Motor vehicle insurance

If you own a car or motorcycle, you must take out this insurance. You will not be able to register your vehicle without motor third party liability insurance. The insurance covers personal injury, property damage and pecuniary loss if you yourself cause an accident with the car or injure someone. The costs of insurance - the insurance premiums - can vary greatly. The motor vehicle liability insurance covers the costs of damage to the other party. For your own vehicle you can voluntarily take out an additional comprehensive insurance. A distinction is made between partial coverage and fully comprehensive insurance.

Third party insurance

Motor vehicle liability insurance covers claims for damages arising for a third party from the operation of a motor vehicle in road traffic. The motor vehicle third party insurance law regulates that the injured third party can also assert the claim for damages to which he is entitled directly against the insurer within the framework of the insurance contract. The insurer and the insured liable to pay compensation are jointly and severally liable to the injured party.

Transport insurance

Transport insurance offers insurance cover for goods and materials in transit with regard to the dangers on the transport routes. Depending on the type of interests of the parties involved in the transport, depending on the type of goods and means of transport, the general or special transport risks and other risks and analogous to the different liability bases and limitations of the carriers, adequate insurance is required.

Fire insurance

Fire insurance is, among other things, part of household insurance and homeowner or building insurance. But of course a conclusion is also possible as an individual contract and sometimes also necessary. For example, a construction insurance does not include the risk of fire and must be covered separately.